Terms & Conditions

Welcome to OJEFA! By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our services. If you do not agree with any part of these terms, you must refrain from using the website.

1. Acceptance of Terms

By visiting OJEFA, you confirm that you have read, understood, and accepted these Terms & Conditions in full. These terms apply to all users, including visitors, registered members, and contributors. We may update these terms at any time without prior notice, and your continued use of the site constitutes acceptance of the updated terms.

2. Use of the Website

You agree to use our website for lawful purposes only. You must not engage in any activity that could harm, disrupt, or interfere with the website or its servers. Unauthorized use of our website may give rise to a claim for damages and/or be a criminal offense.

3. User Accounts

Certain areas of our website may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately if you suspect unauthorized use of your account.

4. Content

All content on OJEFA, including articles, graphics, images, videos, and downloadable materials, is protected by intellectual property laws. You may view, download, and share content for personal, non-commercial use only, unless explicitly stated otherwise. Reproduction, modification, or distribution of content without permission is strictly prohibited.

5. User-Generated Content

If you submit content, such as comments, reviews, or posts, you retain ownership of your content but grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display it on the website. You agree that your submissions do not violate any laws, infringe on third-party rights, or contain harmful or offensive material. We reserve the right to remove or edit content at our discretion.

6. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not control, endorse, or assume responsibility for third-party content or services. Accessing external websites is at your own risk, and we encourage you to review their terms and privacy policies.

7. Limitation of Liability

OJEFA is provided on an “as is” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of the content. To the fullest extent permitted by law, we are not liable for any damages, losses, or expenses arising from the use or inability to use the website, including direct, indirect, incidental, or consequential damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless OJEFA, its affiliates, and their respective employees, directors, and agents from any claims, liabilities, damages, or expenses arising from your use of the website, violation of these terms, or infringement of any rights of a third party.

9. Termination

We reserve the right to suspend or terminate your access to the website at any time, with or without notice, for conduct that we believe violates these Terms & Conditions or is harmful to other users or the site itself. Upon termination, your right to access and use the website will immediately cease.

10. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of Missouri, United States. Any disputes arising from the use of our website shall be subject to the exclusive jurisdiction of the courts located in Missouri, United States.

11. Severability

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions will continue to be valid and enforceable.

12. Changes to Terms

We may update these Terms & Conditions at any time to reflect changes in our practices, legal requirements, or service improvements. Users are encouraged to review this page periodically. Continued use of the website after updates constitutes acceptance of the revised terms.